Banking Services |
| |
| Personal Checking Accounts |
| Features |
Hometown Checking |
Regular Checking |
Prime Time 50 Plus |
| Minimum Opening Deposit |
$100 |
$100 |
$100 |
| Minimum Balance to Avoid Service Charge |
n/a |
$500 |
$100 |
| Monthly Service Charge |
$8 per mo. |
$8 if below $500 |
$8.00 if below $100 |
| FREE Special Members Checks |
 |
N/A |
|
| Interest Compounded Monthly & Credited to Account |
N/A |
N/A |
|
| Check Images Statement |
|
|
|
| 24 HR Online Banking |
|
|
|
| Direct Deposit |
|
|
|
| FREE Cashier's Checks |
|
|
|
| FREE Notary |
|
|
|
| Other Information: |
20% Discount on Safe Deposit Boxes |
|
20% Discount on Safe Deposit Boxes Must be 50 or older |
|
|
| Business Checking Accounts |
| Features |
Now Account |
Business Checking |
Money Market |
| Minimum Opening Deposit |
$1,000 |
$100 |
$2,500 |
| Minimum Balance to Avoid Service Charge |
$1,000 |
$500 |
$2,500 |
| Monthly Service Charge |
$8.00 If below $1,000 |
$8.00 if below $500 |
$8.00 if below $2,500 |
| Interest Compounded Monthly & Credited to Account |
|
N/A |
|
| Check Images Statement |
|
|
|
| 24 HR Online Banking |
|
|
|
| Direct Deposit |
|
|
|
| FREE Cashier's Checks |
|
|
|
| FREE Notary |
|
|
|
| Other Information: |
|
|
Limit 6 transfers or withdrawals per stmt cycle. $1.00 per item fee on each withdrawal over 6 per month. |
|
|
| Savings Accounts |
Regular Savings
- $50.00 minimum to open.
- Interest compounded quarterly on balance of $50.00 or more.
- $3.00/quarter service charge if balance falls below $50.00.
- Limit 9 transfers per quarter.
- $1.00 fee per withdrawal in excess of 9.
Limitations: You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. |
|
| Other Services |
Piggott State Bank Debit Card
Use your Piggott State Bank Debit Card 24-hours a day wherever VISA is accepted and the amount of the purchase will be deducted from your primary checking account. Also use your Piggott State Bank Debit Card at ATM locations to access your Piggott State Bank accounts. |
|
|
|
